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Every day many business owners hit a wall. That wall prevents them from growing their business, or at least, severely limits the speed at which they can grow their companies. Sometimes, and especially for small and mid size businesses, the wall appears to be insurmountable. That wall is lack of working capital. Let's take a look at the most common source of working capital problems: extending payment terms to customers. There are few things that small business owners hate to hear more than a customer utter the words, "We'll be happy to do business with you. However we pay net 45 days". As is well known, commercial clients like to
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